California Reserve Studies Built for Boards That Want Clarity

A reserve study is a specialized budget planning tool that safeguards your community's physical infrastructure and financial health. It establishes three pillars: a Component List of every major asset, your Reserve Fund Strength (Percent Funded), and a 30-year Funding Plan. Without one, your board risks surprise special assessments that can cost homeowners thousands and depress property values. Read our complete guide →

Per National Reserve Study Standards, there are three levels: Level 1 (Full Study) includes a complete on-site inspection and builds your component inventory from scratch — recommended for first-time studies. Level 2 (Update with Site Visit) fulfills the 3-year statutory mandate by verifying your existing baseline on-site. Level 3 (Financial Update) is a desk-based annual update for the years between site visits — the most cost-effective option. Compare all three levels →

Pricing depends on property size and complexity. Small HOAs (5–20 units): $1,500–$3,000. Mid-sized complexes (20–60 units): $3,500–$6,000. Large communities (60–150 units): $6,000–$10,000. High-rise or master-planned (150+ units): $10,000–$20,000+. Level 2 and Level 3 updates cost significantly less. See full pricing breakdown →

Yes. Under the Davis-Stirling Act (Civil Code § 5550), any California HOA whose major component replacement costs equal or exceed 50% of the gross annual operating budget must conduct a reserve study. The law mandates an on-site visual inspection at least every 3 years and annual financial reviews in between. Non-compliance exposes board members to personal fiduciary liability. Read the CA law guide →

Percent Funded measures your reserve fund's financial strength — the ratio of actual cash to what you should ideally have saved. 70–100% is healthy (low risk of special assessments). 30–69% is cautionary (vulnerable to price swings). Below 30% is deficit status — sudden special assessments are almost guaranteed. Our studies calculate your exact Percent Funded and provide a plan to reach healthy status.

Yes. Our Elevated Elements add-on integrates SB 326/721 compliance planning with any service level. If your building has balconies, decks, or elevated walkways, we coordinate the inspection requirements with your reserve funding plan so nothing falls through the cracks.

We serve the greater Los Angeles metro area including Los Angeles County, the San Fernando Valley, Pasadena, the South Bay, Ventura County, and the western Inland Empire (Riverside and San Bernardino counties). Our team knows local construction costs, climate factors, and building types specific to Southern California.

Fill out our quick intake form (about 3 minutes) or call us at (818) 806-7885. We respond within 1 business day with a formal proposal including all three service level options and pricing. No obligation.