Terms of Service

Last updated: May 22, 2026

Welcome to Apex Reserve Study. By accessing or using our website at apexreservestudy.com ("the Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please do not use the Site.

1. Services Overview

Apex Reserve Study provides reserve study services for homeowner associations (HOAs), condominium associations, and property management companies in California. The Site provides information about our services, educational content, and a contact form for requesting quotes.

2. Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe upon or restrict the use of this website by others. You may not:

  • Use the Site in any way that violates applicable local, state, or federal law
  • Attempt to gain unauthorized access to any part of the Site or its systems
  • Use automated systems (bots, scrapers) to access the Site without our permission
  • Transmit any malicious code, viruses, or harmful content
  • Impersonate any person or entity when submitting information through the Site

3. Quote Requests and Communications

Submitting a quote request through our contact form does not create a contractual obligation. All quotes are preliminary estimates subject to change based on detailed assessment of your community. A formal engagement begins only when both parties execute a written service agreement.

4. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Apex Reserve Study or its content suppliers and is protected by United States copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

5. Educational Content Disclaimer

Blog posts, guides, and other educational content on this Site are provided for informational purposes only. This content does not constitute legal, financial, or professional advice. California HOA law is complex and changes frequently. Always consult with a qualified attorney or professional advisor for advice specific to your association's situation.

6. Limitation of Liability

To the fullest extent permitted by law, Apex Reserve Study shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site or any content on it. Our total liability for any claim arising from the Site shall not exceed the amount you paid us, if any, in the twelve (12) months preceding the claim.

7. Indemnification

You agree to indemnify and hold harmless Apex Reserve Study, its officers, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Site or violation of these Terms.

8. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party sites. Inclusion of any link does not imply endorsement by Apex Reserve Study.

9. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts of Los Angeles County, California.

12. Contact

If you have questions about these Terms, contact us at:

Apex Reserve Study
4645 Van Nuys Blvd. #201
Sherman Oaks, CA 91403
Phone: (818) 806-7885

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